Understand before choosing
A review centred on your circumstances.
Professional liability is not compulsory for every business in France, although many regulated professions are required to carry it.
Describe your business activities precisely
The scope of cover depends on the activities declared to the insurer. An ancillary activity, a new service or a material change in turnover may require the policy to be updated.
Bodily injury, property damage and financial loss
Policies may distinguish between different categories of loss and apply specific limits, deductibles, sub-limits and exclusions. Territorial scope and subcontracted activities should also be reviewed.
Compulsory for certain professions
Whether professional liability insurance is compulsory depends on the occupation and applicable regulations. Regulated professions should check the minimum cover and limits imposed on them.
Compare the whole policy.
Price only makes sense alongside cover, deductibles, limits, exclusions and conditions. We collect the relevant information and present available solutions without promising cover that is not provided by the policy terms.
Questions
The essentials.
Is professional liability insurance compulsory for every business? +
No. It is compulsory for a number of regulated professions, but there is no general requirement applying to every business activity.
Why is the declared activity so important? +
Because the policy is underwritten around the activities declared in the contract. An undeclared activity may not be covered as expected.
Useful references
Further information.
The general rules presented on this page are based on French public sources. The cover applicable to your case remains the cover stated in the proposed policy.