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Businesses · LCDF

Cyber insurance for businesses.

A cyber incident can cause business interruption, technical costs, data issues and liability exposure. Insurance should complement, never replace, cybersecurity measures.

Legal frameworkFrance only
01

Understand before choosing

A review centred on your circumstances.

Prevention remains the first line of defence. Policy triggers, assistance, limits, exclusions and minimum-security requirements must be reviewed carefully.

02

Start with the company's real exposure

Business activity, data volumes, dependence on IT systems, remote work, IT suppliers, payments and backups help determine the risk level and relevant cover.

03

Assistance and financial consequences

Depending on the policy, cyber insurance may provide incident-response services and cover certain financial consequences. Triggers, exclusions, sub-limits and security obligations should be reviewed precisely.

04

Prevention and insurance work together

Insurance does not replace updates, account protection, secure backups or user training. Some policies also impose minimum security measures as a condition of cover.

Our approach

Compare the whole policy.

Price only makes sense alongside cover, deductibles, limits, exclusions and conditions. We collect the relevant information and present available solutions without promising cover that is not provided by the policy terms.

Questions

The essentials.

Does cyber insurance replace cybersecurity measures? +

No. Sound cybersecurity practices remain essential and may be a condition of certain insurance benefits.

Do all cyber policies cover the same incidents? +

No. Covered events, assistance services, deductibles, sub-limits and exclusions vary significantly between policies.

Useful references

Further information.

The general rules presented on this page are based on French public sources. The cover applicable to your case remains the cover stated in the proposed policy.

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