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Individuals · LCDF

School insurance.

School insurance generally combines civil liability for damage caused by the child with personal accident cover for bodily injury suffered by the child.

Legal frameworkFrance only
01

Understand before choosing

A review centred on your circumstances.

It is not required for compulsory school activities in French public schools, but may be required for optional activities; extended cover depends on the policy.

02

Civil liability and personal accident cover

Civil liability responds to damage caused by the child to other people. Personal accident cover concerns bodily injury suffered by the child, including situations where no liable third party is identified, subject to the policy terms.

03

School-only or extended cover

School cover applies to the activities and journeys defined by the policy. An extended formula may also insure leisure activities, holidays or sports, subject to any exclusions.

04

Check cover you may already have

Family civil liability or certain accident benefits may already exist under other policies. Reviewing existing cover can prevent unnecessary duplication.

Our approach

Compare the whole policy.

Price only makes sense alongside cover, deductibles, limits, exclusions and conditions. We collect the relevant information and present available solutions without promising cover that is not provided by the policy terms.

Questions

The essentials.

Is school insurance compulsory in France? +

It is generally optional for compulsory school activities in state schools, but it is required for certain optional activities.

What does school insurance generally include? +

It generally combines civil-liability cover with personal accident cover, with the scope varying according to the chosen formula.

Useful references

Further information.

The general rules presented on this page are based on French public sources. The cover applicable to your case remains the cover stated in the proposed policy.

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