Understand before choosing
A review centred on your circumstances.
The exact combination depends on the business and the policy; it is not a standard package identical for every company.
Premises, equipment and stock
Fire, water damage, theft, breakage, weather events or electrical damage may be included, subject to specific limits. Declared values and required prevention measures should reflect the company's actual situation.
Liability and optional extensions
Depending on the package, liability, legal protection, assistance or business-interruption cover may be included or optional. Each cover's exclusions and sub-limits should be reviewed separately.
A policy that should evolve with the business
Moving premises, purchasing equipment, increasing stock, hiring staff or adding a new activity can all justify a review of the policy.
Compare the whole policy.
Price only makes sense alongside cover, deductibles, limits, exclusions and conditions. We collect the relevant information and present available solutions without promising cover that is not provided by the policy terms.
Questions
The essentials.
Is business multi-risk insurance always compulsory? +
No. Insurance obligations mainly depend on the activity, the profession and certain specific risks.
Can it include business-interruption cover? +
Yes, depending on the policy. Business interruption is often optional and may require a prior insured property-damage event.
Useful references
Further information.
The general rules presented on this page are based on French public sources. The cover applicable to your case remains the cover stated in the proposed policy.