Understand before choosing
A review centred on your circumstances.
French insurance law sets out the procedure for unpaid premiums, including formal notice, possible suspension of cover and subsequent cancellation within statutory time limits. A new policy does not erase any amounts still due to the former insurer.
Start again with accurate information
The property address and occupancy, tenant or owner status, floor area, outbuildings, past claims and the reason for cancellation must be declared accurately. These details help direct the case to insurers that may review it.
Do not leave a compulsory need unresolved
A tenant in France must at least insure rental risks. In a co-owned building, each co-owner must carry civil-liability insurance. A replacement policy should therefore be sought promptly when cancellation occurs.
A review subject to underwriting criteria
Partners may apply specific conditions, request supporting documents or limit certain cover depending on the case. The firm presents available solutions without promising acceptance, which remains the insurer’s decision.
Compare the whole policy.
Price only makes sense alongside cover, deductibles, limits, exclusions and conditions. We collect the relevant information and present available solutions without promising cover that is not provided by the policy terms.
Questions
The essentials.
Can I obtain home insurance after cancellation for non-payment? +
A new policy may be possible depending on the property, previous history and insurer underwriting criteria. The reason for cancellation must be declared accurately.
Does the new policy erase what I owe the previous insurer? +
No. Taking out a new policy does not cancel premiums or other amounts that may still be due under the former policy.
Useful references
Further information.
The general rules presented on this page are based on French public sources. The cover applicable to your case remains the cover stated in the proposed policy.