Understand before choosing
A review centred on your circumstances.
Coverage, disability thresholds, compensation methods and exclusions vary significantly between policies.
Protection focused on bodily injury
Depending on the policy, compensation may take account of permanent disability, pain and suffering, aesthetic damage, loss of income or assistance costs. Death benefits for relatives may also be provided.
The intervention threshold is important
Minor injuries do not necessarily trigger compensation. The policy sets an intervention threshold and medical-assessment rules that should be understood before taking out cover.
Exclusions vary
Certain activities or situations may be excluded. It is also important to check which household members are insured and the territories in which the cover applies.
Compare the whole policy.
Price only makes sense alongside cover, deductibles, limits, exclusions and conditions. We collect the relevant information and present available solutions without promising cover that is not provided by the policy terms.
Questions
The essentials.
Is personal accident insurance compulsory? +
No. French Garantie des accidents de la vie cover is optional.
Does it cover every everyday accident? +
No. The policy defines the insured events, exclusions, intervention threshold and types of loss that can be compensated.
Useful references
Further information.
The general rules presented on this page are based on French public sources. The cover applicable to your case remains the cover stated in the proposed policy.