“A warm welcome, genuine listening and high-quality insurance service.”
Insurance & French mortgage broker
Clear solutions to protect your plans.
For individuals, professionals and business owners: we assess your situation, compare solutions available through our firm and support you over time.
Les Courtiers de France
Advice before the policy.
A policy only makes sense if it matches your real circumstances. Our role is to collect the right information, compare like with like and explain the differences that matter to your decision.
From our office in the Pyrénées-Orientales, we assist individuals, self-employed professionals, tradespeople, company directors and businesses, together with French mortgage projects within our field of activity.
Our expertise
A response tailored to each situation.
Every need deserves a precise review of cover, exclusions, deductibles and underwriting conditions.
Protect everyday life
Motor, home, health, personal protection and borrower insurance.
Discover → BusinessesProtect the business
Professional liability, multi-risk, vehicles and business risks.
Discover → BTPReview ten-year liability cover
Declared activities, claims history, subcontracting and scope of cover.
Discover → TNSProtect income
Sickness absence, disability, death and family protection.
Discover → EmprunteurUnderstand loan insurance
Cover, insured shares, exclusions, formalities and cost.
Discover → MortgageFrench mortgage
Preparation, presentation and follow-up of a property-finance application in France.
Discover →A core area of expertise
Looking for solutions when a case falls outside standard underwriting.
Cancellation for non-payment, claims history, high malus, previous refusals or difficult business activities may require specialist markets and specific underwriting criteria. We review each case carefully without promising acceptance, which always remains the insurer’s decision.
See how we handle complex cases ↗Client reviews
Trust is built one case at a time.
A selection of feedback left about the firm on Google.
“A committed, responsive, caring and professional team.”
“A serious and friendly team, attentive to tailoring the solution to the project.”
“Very satisfied with the responsiveness and the solution proposed for my personal project.”
Our method
A simple process, without shortcuts.
Listen
Understand your needs, context and priorities.
Analyse
Identify cover, constraints and points requiring attention.
Compare
Review solutions available from our partners.
Follow through
Support you during implementation and throughout the policy life cycle.

Our firm
Independent in our choices, close to our clients.
LES COURTIERS DE FRANCE is an insurance brokerage firm and an intermediary in banking transactions and payment services. Our role is to explain the solutions available through our firm, their limits and the points that deserve your attention.
Find us
An accessible office in central Perpignan.
We welcome you at 21 avenue Maréchal Joffre. Many matters can also be handled remotely.
66000 Perpignan
Frequently asked questions
Before you entrust us with your case.
Why use a broker? +
A broker gathers your needs, searches solutions through its partners, compares relevant features and supports you through the application. Final acceptance remains with the insurer or lender.
Do you only work locally? +
No. The firm welcomes clients in Perpignan and can also work remotely when the case and partner arrangements allow it.
Which documents will I need? +
It depends on the request. An initial discussion allows us to identify the useful documents: current policies, claims records, business information, project details or financial documents.
How do I request a review? +
Call us on +33 4 30 19 31 93, email contact@lescourtiersdefrance.fr or use the contact form.
Tell us what you need
One first conversation is enough to know where to start.
Briefly describe your situation. The firm will contact you to clarify the request and the documents useful for the review.